Understand your personal protect policy coverage

Your policy covers:

Loss of use/ Actual loss by physical separation of Percentage of Capital Sum Insured*
Sight of both eyes
100%
Both hands
100%
Both feet
100%
One hand and one foot
100%
One eye and one hand or one foot
100%
*As stated in Part I of the Schedule.

NOTE:

If any such injury as mentioned above shall result in the inability to remain gainfully employed, then the capital sum insured payable will be 100%.

* Within 12 months from date of accident

Refer to the Policy Wordings document to understand exactly what all your policy covers, so you can benefit from it better.

Personal accident insurance offers:

Accidental Death Benefit:

It is paid to the nominee if the insured dies in an accident.
Total Permanent Disability Benefit: The insurer pays 100% sum insured if the policyholder becomes incapacitated and as a result, not able to earn an income for the rest of the life.
Reimbursement of accident hospitalisation expenses: If a policyholder meets with an accident during the policy tenure that requires hospitalisation, the insurer will reimburse the hospitalisation expenses.

Accidental Death Benefit:

Insurers give a per day allowance for each day of hospitalisation to cover expenses like, food, transport, etc.

We offer different types of insurance for businesses, including coverage for property damage, legal liability and employee-related risks.

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