It is paid to the nominee if the insured dies in an accident.
Total Permanent Disability Benefit: The insurer pays 100% sum insured if the policyholder becomes incapacitated and as a result, not able to earn an income for the rest of the life.
Reimbursement of accident hospitalisation expenses: If a policyholder meets with an accident during the policy tenure that requires hospitalisation, the insurer will reimburse the hospitalisation expenses.